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 Sooooo, I hit the deer.....
#746310
08/21/06 10:49 PM
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Joined: Oct 2003
Posts: 127
OP
Wheeler
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Last night at around 21:40 I hit a deer at about 55 mph. The truck still drives ok as I had ARB on it. There is some damage, hood, part of the ARB, Hellas, around headlight. One thing for sure, if I had no ARB the truck would be totaled. Few minutes after I hit the deer, some Spanish speaking guy stopped and asked for it. Two of us could not load it onto back of his F150. Question is, how should I deal with the insurance in regard to estimate considering that most of the front is aftermarket. ![[Linked Image]](http://i109.photobucket.com/albums/n74/sfinx4x4/HPIM2417.jpg) ![[Linked Image]](http://i109.photobucket.com/albums/n74/sfinx4x4/HPIM2434.jpg)
The mighty oak tree was once a little nut that held its ground.
2000 Trooper LS with TOD
ARB bumper, custom roof rack, 33" BFGoodrich AT, K&N, OME springs, Aisin hubs, Rancho 9000, WARN XD9000, Maxi-Kool Tranny Cooler, Optima Red,
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Re: Sooooo, I hit the deer.....
[Re: Sfinx]
#746311
08/21/06 11:34 PM
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Joined: Dec 2001
Posts: 2,652
Roll Me Over
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Don't most policies cover aftermarket up to a point?
I'm seeing aftermarket lights damaged, but stock hood & supporting hood assy's.
[color:"white"]? 04 Rodeo DI ?[/color] 75k mi, body damage on the 1st weekend I got it.
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Re: Sooooo, I hit the deer.....
[Re: Sfinx]
#746312
08/21/06 11:36 PM
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Joined: Sep 2003
Posts: 1,871
Body Damage is Cool
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Wow man that sucks. I'd try to get the insurence to buy a new ARB.I've heard of people getting ARB's instead of their stock bumper, because it was cheaper that way.
The ARB looks like it held up pretty good really.
89 trooper, tera low t-case gears,5.38's, 3" indy4xsus lift3"body lift,safari snorkle,warn winch,custom bull bar,custom rock sliders,warn hubs,35x13.50r15,custom rear bumper trooper pics
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Re: Sooooo, I hit the deer.....
[Re: Sfinx]
#746313
08/22/06 12:11 AM
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Joined: Sep 2002
Posts: 1,873
Body Damage is Cool
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I am afraid you had to keep the deer for the insurance. Now, how do you prove it was a deer, not a ... say... policeman, for example ?
Do you have contact number of the Spanish guy ? you probably can use him as a witness. I suppose he does not have the deer intact by now, unless he is a sort of weird fellow (like, he worships deers or else).
You are lucky to have an ARB bumper, this could be a dangerous accident otherwise.
Oleg
Axiom 4WD 2004: OME shocks, 32" BFG Mudders, RockSliderz, OME929+2" spacers, Stinkyfab bent RE rear links, front ARB locker, rear No-Slip locker, DOR front axle lowering kit, custom middle section skid plate, IronMan torsion bars.
Deceased Rodeo'02 4WD.
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Re: Sooooo, I hit the deer.....
[Re: onebadtrooper]
#746314
08/22/06 12:13 AM
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Joined: Jan 2000
Posts: 2,437
Body Damage is Cool
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Don't even get into stock vs. aftermarket with them. I would have the idea that they are going to pay for everything to get back "Just the Way It Was" before the accident. If they say anything different, it will be time to start negotiating.
Either their estimator will come look at it or they will have you take it to a reapir shop.
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Re: Sooooo, I hit the deer.....
[Re: lttlbddy]
#746315
08/22/06 12:28 AM
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Joined: Oct 2003
Posts: 127
OP
Wheeler
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Yea, I'm going to the place I had some worke done before for an estimate. Just want to see if I should ask for replacement of ARB or repair. There is some damage to is and I hope they will not try to repair it. ![[Linked Image]](http://i109.photobucket.com/albums/n74/sfinx4x4/HPIM2440.jpg)
The mighty oak tree was once a little nut that held its ground.
2000 Trooper LS with TOD
ARB bumper, custom roof rack, 33" BFGoodrich AT, K&N, OME springs, Aisin hubs, Rancho 9000, WARN XD9000, Maxi-Kool Tranny Cooler, Optima Red,
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Re: Sooooo, I hit the deer.....
[Re: Sfinx]
#746316
08/22/06 01:32 AM
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Joined: Dec 2001
Posts: 2,652
Roll Me Over
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Yeah, that last picture helped. I didn't see the ARB damage.
You might want to shrink the pictures a little bit, as they overwhelm the forum width at 1280x1024 and make for a lot of side to side scrolling to read.
[color:"white"]? 04 Rodeo DI ?[/color] 75k mi, body damage on the 1st weekend I got it.
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Re: Sooooo, I hit the deer.....
[Re: Wayne]
#746317
08/22/06 02:37 AM
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Anonymous
Unregistered
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I think what they'll probably give you a major hassle over is no police report. That's what my insurance is always asking for. I hit or should I say an 8 pt. hit me several years ago in the country and I called the cops to come out. If I hadn't done that they would not have even talked to me.
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Re: Sooooo, I hit the deer.....
#746318
08/22/06 02:48 AM
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Joined: Oct 2003
Posts: 127
OP
Wheeler
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We will see tomorrow, going for an estimate. BTW, because there was no other property damage I should be fine without calling the cops.
The mighty oak tree was once a little nut that held its ground.
2000 Trooper LS with TOD
ARB bumper, custom roof rack, 33" BFGoodrich AT, K&N, OME springs, Aisin hubs, Rancho 9000, WARN XD9000, Maxi-Kool Tranny Cooler, Optima Red,
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Re: Sooooo, I hit the deer.....
[Re: Sfinx]
#746319
08/22/06 02:55 AM
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Joined: Jan 2005
Posts: 434
Mudrunner
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each company is different on this. Some require that you actually add insurance extra for after market parts. ie 3000 dollars worth might cost and additional 4 dollars a month.
it is based off percents. They will cover the hood no problem, I think it to be a strtch to replace the arb. they will cover it without proof of the deer. you amy sacrifice rates on the other hand though. Look for hair int he grill and what not. leave it there and then call them.
2002 Honda Passport. 3 inch Indy4x lift with 912 OME's. 265 75 BFG m/t's with a 3 inch body lift, safari rack, tube sliders, tube rear bumper, on-board air
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