I once got hit by a lady who had USAA, and getting my repairs covered by them was a pretty smooth process. I'm not military so I can't use them myself.

I've been shopping around because Travelers has jacked my auto premiums 25-30% over the past 3 years despite having a spotless driving record, zero tickets or claims. A guy from Liberty Mutual who does business with a lot of folks in the local Mazda club gave me a good quote. For the same price as Travelers now wants to charge me, LM would give me 5x the coverage.

'85 4Runner (mostly stock) <img src="/forums/images/graemlins/kewl.gif" alt="" /> | '94 Miata <img src="/forums/images/graemlins/smile.gif" alt="" /> | '98 Saturn SC2 <img src="/forums/images/graemlins/rolleyes.gif" alt="" /> | '12 Ford Fusion (wife's company car)