Last year I had somebody back into the side of my Monty- Put small dent on side and scraped tire- I decided to file claim against other driver (she was at fault). I got 800 bucks! Recently I was going to change insurance companies. My premiums would have been higher due to me filing a claim for someone elses stupidity.! So think hard if it's woth filing a claim...

1990 Black Monty LS Over 300K' 1993 Isuzu Rodeo LS 4x4 46k (yes only 46K!)1989 Honda Transalp 600 Africa twin,