Don't total tat baby.
my ins. case is a little different cause somebody hit me. My ins. came in 1st and offered me a total and I could buy it back. Never do that in CA if your gonna keep it. Same offer from her Ins. co. I said no and waited. Told them of my investments. Got another 700 out of them.
If you total here and buy back you get a salvage title and have to get inspection and headlight aim at a contracted out station. It cost $$$ alot here$$$ to do it. If that's the case there your better to settle for less money , you'll be ahead in the long run.
This is a great chance for custom bumpers , etc.