And I was getting the feeling that I was the only one reading the fine print.

Ted, I am in full agreement with your assessment. Further, the structure is set so that the younger will pay substantially more for health insurance. However, there is no "incentive" for them to purchase insurance. Yeah, there is the IRS penalty which appears to be less than one month of premium.

Now, couple that with the government subsidies many are reportedly entitled too, the major question come about -- Who is paying for the government subsidies??

Affordable Care Act (aka ObamaCare) is not affordable nor is it practibly.