I am in the same position as you -- I just turned 65.

Yes, I am eligible for Medicare; which contrary to the news media is NOT free. I have to maintain a "gap" insurance as Medicare does not cover that much. So, my health insurance increased by almost 40%. With that, I cannot live without working...

While my monthly costs have increased, it is yet to be determined how my overall cost per visit and medication will be affected. My "gap" insurance is due to renew in January. There is no information available to describe cost and coverage changes.

That is strange (well, not really) in that in past years (over 30) health insurance companies have begun sending plan selection info in September to allow adequate time to review the offerings and prices prior to the December selection date.

Health care crisis is manufactured and the health care industry has been plunged into total chaos.