I appreciate all the input so far. I'm not sure who has or has not seen the images I posted, but in my case it seems like I've got a great idea of where the water is coming from. I just have no idea what it is. Up around the head gasket an inch or two higher, it's completely dry. Up under the intake, also dry. It's only wet from whatever is attached to the block right there just above the top of the bracket that holds the oil filter. Any idea what that piece of metal is and what's behind it?

'95 Montero SR 3.5L, Trail Gear Sliders, Rugged Ridge XHD Front Bumper, 33x12.5 Duratracs, much more in the works....