Sounds like you are looking for someone to talk you out of it... if you really want to talk yourself out of it, just figure out how much you would lose in depreciation and interest (even if you aren't financing, you could be using that money for other things). Also add any sales tax (you will never get it back), any increase in yearly registration fees, any increase in your car insurance (and if you don't carry collision, you are putting a lot more $$$ on the line if you total it). Even figuring on some big repair bills your current ride is probably a lot cheaper.

But... you only live once... do what makes you happy <img border="0" title="" alt="[Smile]" src="images/icons/smile.gif" /> If you want to "compromise", keep your ride another year - then you can probably buy the same vehicle a few grand cheaper, or get an even nicer ride for the same dough.

Also, the used car market isn't that hot right now, you should be able to beat them down on the price QUITE a bit. If they aren't willing to deal... find another seller who is (be patient).

Good luck!!