The insurance company was called Legion Insurance (also dba Villanova Insurance) out of Pennsylvania. Supposedly they sent notification back in July, but I never saw it. Turns out, the folks cashing my checks the last 2 months were the state liquidators... Apparently they simply see all incoming checks as Accounts Receivables. I can file a claim to get that money back without too much fuss, but as for being able to make a claim on the accident it's a 'get in line' scenario. I talked to the Guaranty Association for Oregon & didn't like their answer, so I talked to a lawyer friend of mine; Same answer. <img src="/forums/images/graemlins/shame.gif" alt="" /> They're all blood-sucking leaches. (no offense to anyone on here who's in the insurance industry <img src="/forums/images/graemlins/pfft.gif" alt="" />)