That is exactly right. They do not shift in to overdrive until the temperature comes up. This is normal and nothing to worry about.


1995 Trooper LS auto 3.2 DOHC /w SOHC intake
1989 Trooper 2.6 auto
1989 I-Mark RS DOHC 1.6
1991 Stylus XS DOHC 1.8