Ok. Maybe a 5 point is overkill. <img src="/forums/images/graemlins/pfft.gif" alt="" /> Of course, it's your call. I've driven a M998 (HMMWV) at work with 2 piece lap belts for two years. They recently switched to 3 points. Yes, two piece were slightly more convenient to put on, but on the other hand, I have gotten used to latching the three point with one hand, something you can't do with two points. I've seen two fatal roll overs with two piece lap belts. Both times the occupant's head was crushed by the pillar (cab) as the vehicle rolled. Two things that are different about these situations than yours 1) no doors on the vehicle 2)occupants were wearing kevlar helmets. Doors may help to keep you in, but all the force that is rolling your vehicle is also trying to shove you out the window. Personally I am glad to have a three point.