Or you could another route:

How to finance a *nearly* new vehicle for cheap.

I bought my 2002 Rodeo Sport with all available options (plus a few things the previous owner installed like tinted windows, factory trailer hitch, front brush guard) for $14,060. It only had 10,012 miles on it, not a scratch on the underside, and a sparkling new motor compartment.

Owning a new car is nice but, it doesn't take long for it not to be new (I've already done that a few times). Money was a little tighter this time anyway. It forced me to contemplate my upcoming purchase a lot more. I did a lot of research and was sure what I wanted. I also had patience to wait for the right vehicle. My wife helped keep me sane here. I though I wanted a couple, but I *had* to have this one <img src="/forums/images/graemlins/lol.gif" alt="" />.

Good credit helps a lot when working with a dealer. When I first told them what I would pay for the RS they didn't take me seriously, until I let them check my credit. I offered 14,000, and for whatever reason they said they would sell it for 14,060 <img src="/forums/images/graemlins/smile.gif" alt="" />, two weeks later. On top of that they gave me 3.9% APR financing, unvelievable for a used vehicle (cheaper then my CU).

In the end I got a nearly new vehicle for with a payment that is 1/2 (on a 4 yr. loan) of my last new vehicle (on a 5 yr. loan). I couldn't have bought a new 4WD RS anyway, although an RS with the DI engine would be sweet. <img src="/forums/images/graemlins/smile.gif" alt="" />