If I understand your situation right, I would get an 85 and put a 2 to 4" suspension lift ($300). You dont abosolutely have to change gearing ($1000) with 33's. For light wheeling you cant beat the simplicity of the near stock 85 with an inexpensive easy to instal lift. Change the gears after a while when you can afford it or decide you need some type locker(s).

My opinion

C