Well with all the accesories and in the physical condition I see it, on the 'excellent' condition, it Blue Books at $6175. I havnt looked in the engine compartment or test drove it yet though. So if I bump the condition down to 'Good' it bumps it down $5675. Im pretty sure I can get him lower than that too.

I think I will test drive it soon and then decide which price bracket it fits into. How much less than blue book should I offer?

Another thing. My parents are against me getting any form of credit (Loan, Credit Card, etc..) so I would have to bypass them to do this. But once I acquire the 95, I can sell the 90 and put that money towards it. Oh and my bank does not give a penalty on paying more one month than another. 5.78% APR is the best they could do with the truck. Not bad I dont think!