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Re: '95 Trooper: Thinking of Buying [Re: NotSoSimple] #555435 01/21/05 07:50 PM
Joined: Jun 2004
Posts: 1,390
Sc0rp10n Offline
Body Damage is Cool
Quote
He paid about $8k Cash off the lot no more than 2 Months ago. He wont take payments because they bought it for thier 17 yr old daughter, she ended up getting 3 tickets, causing insurance to go to $375/Month on it. So they are getting rid of it and using the Trooper sale money to buy her a Hyundai.


Man didn't he get suckered. If he wont take bluebook then walk away, you shouldn't have to pay the extra just because he didn't do his share of the reseacrh before hand. Just my .02 and JMHO


Nick <img src="/forums/images/graemlins/patriot.gif" alt="" /> <img src="/forums/images/graemlins/cheers.gif" alt="" />



2000 XJ Classic - Classically a POS
1994 Isuzu Amigo XS -Sold
1972/3 CJ5 Glass body, 5" lift 34's. 5 years of work coming to an end.
Re: '95 Trooper: Thinking of Buying [Re: Sc0rp10n] #555436 01/21/05 09:09 PM
Joined: Jun 2004
Posts: 615
N
NotSoSimple Offline OP
Rock Warrior
Well with all the accesories and in the physical condition I see it, on the 'excellent' condition, it Blue Books at $6175. I havnt looked in the engine compartment or test drove it yet though. So if I bump the condition down to 'Good' it bumps it down $5675. Im pretty sure I can get him lower than that too.

I think I will test drive it soon and then decide which price bracket it fits into. How much less than blue book should I offer?

Another thing. My parents are against me getting any form of credit (Loan, Credit Card, etc..) so I would have to bypass them to do this. But once I acquire the 95, I can sell the 90 and put that money towards it. Oh and my bank does not give a penalty on paying more one month than another. 5.78% APR is the best they could do with the truck. Not bad I dont think!


'90 Trooper - 2.6L 5-Speed - 1" BL - Custom Roof Rack+2x55watt ProComp - Herculined Interior - Pace Setter Header - Dynomax Super Turbo - K&N - ProComp ES3000 Shocks - Optima Red - MSD 6A - 31" Kumho Mudders - Black Rock Crawlers
Re: '95 Trooper: Thinking of Buying [Re: NotSoSimple] #555437 01/21/05 09:16 PM
Joined: Jun 2000
Posts: 3,702
BigSwede Offline
Roll Me Over
For valuation leverage also try Edmunds.com "True Market Value"...often a little lower than Kelley Blue Book, which can come in handy when negotiating.


Steve Carlson - 95 Trooper LS expo rig
Serenity now!
Re: '95 Trooper: Thinking of Buying [Re: BigSwede] #555438 01/21/05 09:30 PM
Anonymous
Unregistered
That price is definitely high. Last year I got a 94 Trooper S for $6000, and it only had 49,000 miles on it. I would say it was in between "good" and "excellent" condition. I used the Edmunds.com printout to negotiate the price. The original price wanted was $6995, and Edmunds.com's fair price was $6000. I showed this to the seller, and he said okay.

Re: '95 Trooper: Thinking of Buying [Re: NotSoSimple] #555439 01/22/05 06:16 AM
Joined: Dec 1999
Posts: 2,385
Chris Perosi Offline
Isuzu Staffer Emeritus
Quote
causing insurance to go to $375/Month on it.


Ha! Tell 'em to try getting insured in Jersey. My insurance on my 1992 Mercury Sable wagon (straight liability, 29 years old, no points, no accidents) is close to that. If I had full-coverage on the same POS vehicle, it would be well above that. When I attempted to insure my 98 Amigo in my own name 7 years ago, they quoted me close to $6000 a year. Of course, insuring it under my father's name dropped that by a whopping $2000, but still, just insane...

Quote
So they are getting rid of it and using the Trooper sale money to buy her a Hyundai.


I mean, I know the Trooper is quick and all, but taking her out of a truck and putting her into a car -- any car -- will mean she will drive faster. Just makes no sense.

Good luck with your purchase...

-Chris


Chris Perosi
Isuzu Editor Emeritus
OutdoorWire, Inc.
Re: '95 Trooper: Thinking of Buying [Re: Chris Perosi] #555440 01/22/05 09:17 AM
Joined: Jun 2004
Posts: 615
N
NotSoSimple Offline OP
Rock Warrior
I went by and got an insurance quote. $211 a month. Im paying $112 right now. So thats $211+~$150=$361/Month and I make ~$400 a month right now.

I think I am going to have to pass this deal up <img src="/forums/images/graemlins/frown.gif" alt="" />

Man would it be nice though.


'90 Trooper - 2.6L 5-Speed - 1" BL - Custom Roof Rack+2x55watt ProComp - Herculined Interior - Pace Setter Header - Dynomax Super Turbo - K&N - ProComp ES3000 Shocks - Optima Red - MSD 6A - 31" Kumho Mudders - Black Rock Crawlers
Re: '95 Trooper: Thinking of Buying [Re: NotSoSimple] #555441 01/22/05 03:46 PM
Joined: Aug 2000
Posts: 2,074
W
Wareagle Offline
Body Damage is Cool
I don't understand these high insurance costs. Trooper are normally on the low side. My '95 runs about $520/year. My '01 was about $640/yr. TO contrast, my wifes 99 Honda Odessey is $500/yr. Her prior car, a '94 Mitsu Diamante wagon, was about $700/yr.


Mark-95Trooper,fr LockRight,rr LSD,5spd,TeraLow,Indy tierods&QD sways,CO2, RS9000Xs,OME912&2.5"spacers,1"BL,ARB w/Warn M8000,OBT rear bumper&sliders. Pics indy4x
Re: '95 Trooper: Thinking of Buying [Re: Wareagle] #555442 01/22/05 06:30 PM
Joined: Dec 2003
Posts: 16
TomJones Offline
Need a Spot
Totally agree with all of the posts regarding the price this guy is trying to get. We bought our '95 LS two years ago with 93k for $7000. He's asking way too much for it. As for the insurance thing, WOW. Like wareagle, I pay a little more than $500/yr (300k/100k/300k limits) for the Troop and $540/yr for the wife's '99 Acura TL. It's really amazing how much insurance rates differ in different parts of the country.


Denis

1995 Trooper LS. Yokohama Geolander AT II's 265/70/16's. Rancho RS5000's. Pioneer DEH-P7400MP w/ a Rockford Fosgate 150S.
Re: '95 Trooper: Thinking of Buying [Re: TomJones] #555443 01/22/05 08:35 PM
Joined: Jun 2004
Posts: 615
N
NotSoSimple Offline OP
Rock Warrior
Well for one im 17. I have a good student discount and that is it.

With my 1st Gen now im paying for bare basic liability only and its ~$108/Month. $648.70/6 months.

Full coverage for the '95 is $1269/6 Months or $211.50/Month. Man to think that high insurance is the only thing catchin me on a Trooper.

The prices do seem right though, right? Im 17, independent account, but no tickets or accidents at all.


'90 Trooper - 2.6L 5-Speed - 1" BL - Custom Roof Rack+2x55watt ProComp - Herculined Interior - Pace Setter Header - Dynomax Super Turbo - K&N - ProComp ES3000 Shocks - Optima Red - MSD 6A - 31" Kumho Mudders - Black Rock Crawlers
Re: '95 Trooper: Thinking of Buying [Re: NotSoSimple] #555444 01/23/05 02:48 AM
Joined: Sep 2003
Posts: 312
LSGA Offline
Mudrunner
Well, here's my $.02 -

Dude, you're 17, and you're allowed to do stupid, insane crazy-dumb stuff and no one will hold it against you! Let me develop these thoughts:

My first trooper was locally bought: not fancy, but a simple, fun good ride. But, as we are impulsive and oh-so A.D.D. at this age (I just turned 20, so not too far off), i got tired of it.
So I bought my next trooper (mind you while i still owned the first, so you can imagine the amount of debt i was in), a 1996 LS model with literally ever single accessory except for fog lights and a roofrack (ie it has everything, even heated, leather + power seats <img src="/forums/images/graemlins/smile.gif" alt="" />) with 80k for $5700, this was back August of 2003.

Oh, and did I mention that i bought my trooper in NEW HAMPSHIRE, over EBAY???? I PAID FOR IT OVER PAYPAL!!! thats 1100 miles away, and a truck I had never seen.

----
Anyways, here's my point: make your truck purchase interesting. I'm not saying buy your stuff over ebay (I've been VERY lucky with mine, no major repairs yet (knock on wood), but don't limit yourself to a local purchase -

Like, for example: have you seen TrooperMac's truck for sale LINK? It is built up VERY WELL, its in your price range, and more so, you know him through the boards, so you know its in great shape. The best part is, he's in Virginia, so you could fly over w/ friends during spring break, pick it up and drive it back, randomly wheeling the whole way back, spend a day or two in steamboat/vail skiing, stop in Vegas - wouldn't that be the coolest road trip?
[Although I didnt go with friends to pick it up, I spent a night at NYU (hookah bars, clubs, crazy fun), and then Davidson college in NC (southern girls <img src="/forums/images/graemlins/notooth.gif" alt="" />) hanging out and partying with friends for three days, it was a blast]

Alright, my nostalgia's over (for now <img src="/forums/images/graemlins/smile.gif" alt="" />)), but I hope you see what I'm saying - you can make a secure, awesome purchase with terms YOU want, not the seller, and have a blast doing it.

Good luck dude! (PS, i'm only 21, so all this stuff only happened a year ago <img src="/forums/images/graemlins/smile.gif" alt="" />)
Santi


1996 Isuzu Trooper LS, 33" BFG KMs, ARB Bullbar, OME 919's + 2.5" Daystar Spacers, RS5000's (Nissan Patrol's in the rear), DOR Bumpstops, K&N cone, Aisin manuals, factory LSD. oh, and a ton of N.E. rust <img src="/forums/images/graemlins/smile.gif" alt="" />
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