I have a few friends that have had less than good experiences with Safeco. I have pemco for my auto and homeowners. My vehicle was broken into and a camera stolen. I was given the choice if I wanted the claim on my homeowners or my auto because it was covered under both. If you have a stereo that is worth more than a factory radio than you will need a writer for it. This also goes for lift kits, bumpers, or anything else added to the vehicle.

btw $250 a month!!! That is more than I pay for me, my wife, and my homeowners!