I asked my insurance agent about increasing the coverage on mine a couple months back and he told me I couldn't do it unless I only drove it like 2000 miles a year or something. Basically told me it was too old.

I didn't ask about full coverage, but don't they go off of blue book value or something? If that is the case my engine alone is worth more than blue book on an 85 Toy.

85 Toy Pickup
89 block 30 over and EB RV head/261 cam