Go to ebay and get a bootleg FSM. When I changed mine I removed the radiator too. Took only an extra few minutes and then I did not have to worry about scratching my knuckles on the fins or sticking a wrench through a tube.

There are threads here talking about making a tool to remove the pulley etc.

I personally do not think there is anything magic about the 60k mile change interval. Especially knowing the "california" rule. There are other factors involved; age in years, type of service, short trips, climate, lots of very cold starts, number of cams. Just like oil changes, nothing magic about 3k oil changes.

I waited 'till 95k miles on my truck and the belt looked really good when I took it off. I do about 15k a year, warm climate, fair amount of highway driving, SOHC. FWIW