I am in the process of restoring an 85 cj7 and am reviewing my insurance coverage to make sure that it is adequate in the event of an accident or theft. My current auto insurer will only cover the "cash" value of the vehicle which they list as $1500. The tires and wheels will cost more than that to replace. How do you guys insure your jeep? This will be a non-primary vehicle. Do older Jeeps qualify for collector or antique coverage? Thoughts?