each company is different on this. Some require that you actually add insurance extra for after market parts. ie 3000 dollars worth might cost and additional 4 dollars a month.

it is based off percents. They will cover the hood no problem, I think it to be a strtch to replace the arb. they will cover it without proof of the deer. you amy sacrifice rates on the other hand though. Look for hair int he grill and what not. leave it there and then call them.

2002 Honda Passport. 3 inch Indy4x lift with 912 OME's. 265 75 BFG m/t's with a 3 inch body lift, safari rack, tube sliders, tube rear bumper, on-board air