I had this same problem. The dust cover came apart but I did not destroy the inner race luckily. In the future, the pilot bearing pullers seem to be too large to fit inside the bearing properly, so I used only one half of it and wedged a piece of wood inbetween the half of the puller and the inner race. Slide hammer and it came right out. In your case I agree with the loaner from autozone hopefully there is space behind the outer and seat itself, if so it should coome right out w/ the puller and slide hammer....Good Luck!

2014 FJ