Yeah, thats "Garage Keepers Liability", or similar name in your area. That protects YOU should someone leave your shop, and get into a wreck, and try to sue YOU(since you were the last one to work on the vehicle).. <img src="/forums/images/graemlins/shiner.gif" alt="" />

The only other thing I can offer is this.

FIRST, get your DBA(Doing Business As)...

Get your papers filled with the town/county/state for taxes(Tax Id Number)...

And this is just a recommendation, but, keep a seperate account just for the shop, if you use a DBA, a regular checking account will work, and you can add signers..

Anyway, good luck bro... its kinda stressfull and painfull.. but also well worth it...

Chase