Yes. It'll all ultimately depend on what your insurance company values the car/damage at.

That's where it pays to have non-discount insurance, and to stick with the same insurance man...building the relationships is priceless. Erie would be quicker to total the car probably than state farm or Nationwide.

"Coal and people have been our two biggest exports for a long time, which has definitely shaped how we think of ourselves." Scott Hill, WV native and historian.

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