I agree, hard tops arent really that great.

I live in NC, but I go to school way up in the Mountains. It snows just about every day during the winter months, and temperatures regularly reach the 10's and low 20's with an even lower wind chill, and I never had a problem with my Soft Top.

If you bought a Wrangler, you cant be expecting much creature comfort anyways, so road noise shouldnt be a huge deal to you..and as someone mentioned, the sailcloth is a big improvement (mines a standard BesTop, so its still quite loud, but I dont care that much)