A cloth Exceed would be pretty cool, especially if the seats were still heated. I'd say if that's what you want and it's a no-cost option, go for it! The whole reason I'm buying my vehicle is that it's exactly what I want. There's no reason to compromise if you've got the option to spec it out the way you want it. I don't think it would affect resale value at all. IIRC, Lemonaid lists leather along with sunroof and A/C as a +$100 item on used prices.
Do it!

I am now officially a Pajero owner. <img src="/forums/images/graemlins/smile.gif" alt="" /> <img src="/forums/images/graemlins/smile.gif" alt="" /> <img src="/forums/images/graemlins/smile.gif" alt="" />.
1992 Exceed w/winter pkg, roof tray, bounceys, the works smile