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If the damage does exceed the 80% he still may not have to allow them to total the rig, and may be able to force them to pay the amount of damages caused to him up to the value of the vehicle.


I like your thinking. As you state, everything depends upon the numbers being tossed around (which is why I am here seeking justification for a strong valuation, if possible, BTW), and of course the ins co's obligations under OR law.

My gut feeling is that the cost of repairs is less than the value of the truck by $1000 or possibly more. With the rear axle out of whack, and having to work for a living, I have not been able to get independent estimates on the damage.

Not sure about the legal aspects. I need to look into this.

Thanks for your input.
Doug