What ya need to do is put a value on your rig = mods included of what is out ther for sale = like kind & quality. They owe you, for what it is you lost.

Glad all came out of the crash ok = this is most important.

As for the buy back = it is very common to be @ 20% of its value.

If you need more help + send me a PM & we can talk.

Why go around? When You can go over!