JC whitney wont help as they dont cover the fender high enough for him.
The only choice you have is bushwacker, cut out, or standard.
I have some cut outs i will let go pretty cheap but they are far from perfect (i bought them and the guy told me they were mint but they were not! but for a beater they'd be perfect) nothing you cant fix over a few hours just not show quality... just tehy stick out quite a bit (1.5-2") but they will hide ALL the rust on your panels..

89 4Runner
3" BL, M/T locks, 33"bfg mt, bilstein, Kayline, tubebumper, toyotafiberglass panels
TBI: Elocker,3.4 w/ORS,b+b,S2Sstg2cams,arias pistons,P+P intake,TRDs/c,URDpullies+7th,downey headers,MAPECU2,WEGO WB, SupraMAF,walboro255,stg4clutch, EPaOo2 sim