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Honestly they don't care how or even if you repair the vehicle read Nuke's post above, perfectly acceptable. If however you have a Lien holder they might want to know what you're doing since in reality they own the vehicle not you. As long as you don't try to claim the damage a second time (Insurance Fraud is a Felony) the insurance company really doesn't care what you do.


That's a REALLY good point, my Sportage was paid off already when it was damaged so I didn't think of that.

2002 Sportage 4dr 4x4 soon to undergo an Extreme Makeover!