You are correct in what you are seeing eleet.
Thanks for the info, especially on the Bondo. I will probably go with the fiberglass for now and keep an eye on it. If it shows any signs of not holding up then I will go with sheet metal. Hopefully by then I will have some extra free time and more $$$$.

Since you were able to look at the pics, and if someone wants to post them the right way feel free to do it. Or let me know how and I will give it another try.