95th (94.5) was model year when SR became most stout and best equipped. Bigger engine, bigger tranny, bigger axles, stock locker, etc.
In reality 95-96 years were some of the best for Montero, they were sold in greatest numbers. Later years arguable have better engine so by no means inferior but had far fewer sales so they are much more scarce.

92 SR, 285/75R16 Yoko MT ARB locker GAST compressor AirLift 1000 MM10500 Snorkel custom rear bumper
02 Montero LS died protecting the master
08 PowerWagon (stock!)