Don't let them play the "buy it back from them" game!!! It's your vehicle, not thiers. You pay your premiums to have your vehicle fixed if it's in an accident. You really do have the option to keep it and they need to pay you to fix it. They have the right to put a cap on what they pay if the damage is more than the value, but that's it. If they value it at 4625, then they owe you that less your deductable, and you can take the cash and fix it yourself!

-Dave D
Reservoir of Useless Knowledge

"But... If I kill all the golfers, they'll lock me up, and throw away the key..."
-Bill Murray

'84&change Monty MPI Turbo, choptop, f&r lsd, swapped in AT- All the goodies!