I don't trust the 'sellers' when it comes to any of these incentives. I recently replaced a dual pack, there were government rebates involved, the AC company rep said at one point "Ya, but you get a rebate from the government so it evens out..." It takes away MY negotiating power. Until the dealers have to take in a quota of vehicles, I would not do it. $4500 toward the purchase of a new vehicle, add in higher insurance premium and monthly payments. My montero gets 15 to 17mpg, Even if the new vehicle gets 25 mpg... does that offset the increase in monthly payments? When I looked up my Chevy (2001 2500hd Diesel) they offered the same $$... against a gas F150 that got the same millage. Last I heard re: a local dealer, they were (and are) advertising heavily BUT do not know how the program will work yet, so they are taking you in the office and taking all the info...and they'll get back to you. AND add to that the PASS program here adding state money too, I just don't think I'm getting a deal. Even at $10.00 a gallon, gas is cheaper than a car payment.